Apex provides a number of benefits for insureds.
A few are listed here:
Customized underwriting for each individual business and its unique risks.
Integrates with existing insurance coverage without any amendments.
Most insurable business risks can be covered through Apex.
Fully integrated product allows for maximum cost efficiencies to insureds.
Maximizes cash-flow position by maintaining a majority of working capital for constructive organizational growth.
Experience risk transfer without burden of insurance company ownership; no more ongoing fees and expenses.
Apply Today
1
We provide your company with a no cost, no obligation initial underwriting evaluation, and will prequalify your organization for premium financing.
2
If your application is approved and underwritten, then the loan is issued and your payment is made to the insurer.
3
You have successfully diversified your non-traditional risk and retain a return of premium contractual benefit for up to 90% of your gross premiums paid.
Apex is different from other Alternative Risk Transfer structures:
Since Apex returns up to 90% of earned premium and requires only a minimum cash outlay, businesses can operate more efficiently with substantially increased cash flow covering non-traditional business risk.
Here’s How Apex Stands-Out:
- No capital requirement
- No startup, no ongoing expenses
- Premium financing available
- No limitation on coverage amounts
- Only one year of coverage required
How Apex Can Help Your Business
Risks covered under Apex are typically Low Frequency/High Severity (illustrated below in the area towards the lower right corner). Thus, while the frequency may be improbable the loss amounts are typically catastrophic.
Underwriting Process
Education & Information. Become informed about Apex-risk transfer and cash flow benefits.
